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AFReLA, based at UQAR University, is a hub of academic research into the role of financial technologies in shaping Africa’s economic future, promoting sustainable progress across the continent.
The lab’s research scope is broad, encompassing empirical studies, theoretical frameworks, and policy analyses. The aim is to contribute to the academic discourse on Fintech in Africa while addressing practical challenges.
In Africa, financial exclusion isn’t merely a challenge; it’s a critical issue that affects millions. The World Bank estimates that nearly 350 million Africans are financially underserved, lacking access to basic banking services.
The rapid technological adoption across Africa is not just a trend but a revolution that is reshaping the financial sector. Fintech solutions offer a unique opportunity to bridge the financial gap, providing services that are accessible, affordable, and tailored to local needs..
To enrich scholarly discourse through the publication of research findings through high-impact scholarly outlets.
To explore the economic, social, and cultural factors that influence the adoption and effectiveness of fintech solutions in Africa.
To collaborate with academic institutions, financial organizations, and governmental bodies for interdisciplinary research projects.
To develop and offer research-driven educational modules, training programs, and workshops.
AFReLA is directed by Hamid Nach, Ph.D and is located at
UQAR, 1595 Alphonse-Desjardins. Lévis (Québec) G6V 0A6, Canada.
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Welcome to the Applied Fintech Research Lab for Africa (AFReLA) website. The following terms and conditions govern your use of our site and all content, services, and products available at or through the website. By accessing or using this site, you agree to these terms.
1. Content and Intellectual Property Rights
– The content on this website, including texts, graphics, logos, images, and software, is the property of AFReLA or its licensors and is protected under Canadian and international copyright and intellectual property laws.
– Reproduction, distribution, modification, or public display of website materials is strictly prohibited unless authorized in writing by AFReLA.
2. Use of Materials
– The materials provided on this site are for educational and research purposes. Use of these materials for commercial purposes without prior permission from AFReLA is not permitted.
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– We will not share your personal information with third parties except as required by law.
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